About Sal Bossio | Founder of Mortgage Universe



Most people don’t dream about mortgages. I didn’t either.

I got into this business during the COVID-era refi boom — when the phones never stopped ringing and rates were at historic lows.

At first, it was about volume. Speed. Closings.
But I quickly learned: this job isn’t about numbers — it’s about people.

That’s why I created Mortgage Universe.

Not a big-box lender. Not corporate. Just my team and I solving problems, simplifying the process, and guiding people through one of the biggest financial moves of their lives.

Whether you’re a first-time buyer, an investor, or self-employed — I’m here to find the angle, write the plan, and get the deal done.

I automate what doesn’t matter.
I personalize what does.

Welcome to Mortgage Universe — Where real deals get done.



Most people don’t dream about mortgages. I didn’t either.


I got into this business during the COVID-era refi boom — when the phones never stopped ringing and rates were at historic lows.


At first, it was about volume. Speed. Closings.


But I quickly learned: this job isn’t about numbers — it’s about people.


That’s why I created Mortgage Universe.


Not a big-box lender. Not corporate. Just my team and I — solving problems, simplifying the process, and guiding people through one of the biggest financial moves of their lives.


Whether you’re a first-time buyer, an investor, or self-employed — I’m here to find the angle, write the plan, and get the deal done.


I automate what doesn’t matter.

I personalize what does.


Welcome to Mortgage

Universe — Where real

deals get done.