The Mortgage Universe: Your Path to Homeownership Starts Here

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Welcome to The Mortgage Universe, powered by Barrett Financial Group.

We are dedicated to making your home loan journey as smooth and stress-free as possible. We understand that finding the right mortgage can be overwhelming, which is why we offer a vast range of loan options and a streamlined process designed with you in mind.

Why Choose The Mortgage Universe?

At The Mortgage Universe, our promise is an exceptional client experience built on communication, transparency, and trust. Our team is available nearly 24/7 to answer your questions and guide you every step of the way. With the backing of Barrett Financial Group, a company with over 30 years of experience and a network of over 1,700 loan officers, you can be confident that you’re in expert hands.

Our Loan Offerings

We believe that every client is unique, and your mortgage should be too. We offer a wide array of loan products to fit your specific needs, including:

  • Conventional, FHA, and VA Loans: Traditional options for a variety of borrowers.
  • Non-QM (Non-Qualified Mortgage) Solutions:
    • Bank Statement Loans: Ideal for self-employed individuals and business owners who want to use their real income instead of tax returns to qualify.
    • DSCR (Debt Service Coverage Ratio) Loans: Perfect for real estate investors.
    • Hard Money / Private Money Loans: Flexible and fast financing for unique situations.
    • P&L (Profit & Loss) and Asset Depletion Loans: Alternative ways to qualify based on your financial picture.
  • Commercial Loans: Financing solutions for your business property needs.

Ready to Get Started?

Say goodbye to the hassle of shopping around. Our technology instantly compares top loan options so you can find the perfect fit without the headache. The process is simple:

  1. Complete our two-step Quick-App (no credit pull required).
  2. Receive a call, text, or email from our team to discuss your options.

Contact Sal Bossio Today

For any questions or to begin your mortgage journey, please reach out to Sal Bossio, an experienced Mortgage Professional with a passion for helping clients succeed.

  • Sal Bossio – Mortgage Professional
  • NMLS #1984347
  • Purchase / Refi / Invest
  • Cell: 516-250-1334
  • Email: sbossio@barrettfinancial.com
  • Website: www.themortgageuniverse.com

Mortgage Universe — where real deals get done.